Workers’ compensation is a state benefit allowed to employees who have been injured on the job. Because this is state-mandated insurance, the laws around workers’ compensation vary from state to state. Typically, worker’s compensation benefits can be awarded to a person with an illness or injury that is work-related regardless of is responsible for the injury. Also, the employee receiving the benefits does not have to be at his workplace to be covered. If the injury is job-related it can be covered. For instance, if an employee is driving from a workplace to a work site and is involved in a car accident, it would be work-related.
Work-Related Injuries That Do Not Qualify
Though most work-related injuries will be covered by workers’ compensation, there are some that will not be awarded the benefit. To receive workers’ comp benefits, employees are usually asked to submit to drug and alcohol testing. An intoxicated or drug-impaired injury will not be awarded the benefit. Benefits will also be denied to those who are injured due to a physical altercation he started, committing a crime, and violating the policies of the company.
What Will Workers’ Comp Cover And How Long Will It Be Awarded
There are many chronic and long-term conditions that happen on the job. Some jobs have resulted in long-term heart and lung conditions that require long-term treatment. Other conditions that can be covered by workers’ compensation are chronic back and muscle problems, repetitive stress injuries and even stress-related issues like digestive tract problems. However, not all injuries require long term treatment. If an employee has cut himself and requires stitches, but long-term damage does not occur, the employee will be awarded the benefits to treat the injury. Basically, if the injury can be proven to be work-related, it could be covered by workers’ comp benefits.
Does My Employer Offer Workers’ Compensation?
Not all employers are required by law to provide workers’ compensation benefits. There are many stipulations surrounding an employer’s responsibility to carry the benefit including, how many employees there are and what type of work they are performing. There are many exclusions regarding the benefit of seasonal and temporary employees. To understand more about Idaho workers’ compensation benefits, contact Tourtlotte Law in Billings.
Why Should I Hire An Lawyer If I Have Been Injured?
It isn’t always necessary to hire an attorney for a work-related injury and to receive worker’s compensation benefits. However, an employer does have the right to dispute a workers’ compensation claim and deny the work-related injury. In this instance, it is best to hire a lawyer that is experienced in workers’ compensation claims, like Tourtlotte Law. An attorney will understand the specific laws and requirements surrounding workers’ comp benefits in your state and will help gather the evidence needed to prove why the injury is work related and why workers’ compensation benefits should be awarded. Sometimes, even seemingly straight-forward and easy claims get denied. Although hiring an attorney doesn’t seem necessary, it really can save a lot of time and money to hire an experienced lawyer from the beginning. Avoid the pain of denied claims and heavy disputes by calling the experienced professionals at Tourtlotte Law today.