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Workers’ Compensation Abuse

The Best Montana Workers’ Compensation Attorney.

In the State of Montana, workers who are injured or killed while working on the job are covered under the Montana Workers’ Compensation Act. The Montana Workers’ Compensation Act is designed to help the injured worker return to his or her time of injury employment. It is a “no fault” system where the injured worker does not have to prove fault in order to receive medical, wage, vocational, and other benefits, covered under the Act.

If you are injured at work, you will need to hire an experienced workers’ compensation attorney to advise you of your rights. Matt Tourtlotte has twenty years of experience litigating injury claims, insurance claims, and workers’ compensation claims arising in Montana. Matt has experience working for and with insurance companies so he understands how insurance companies evaluate claims and how they employ tactics to eliminate claims or significantly reduce the amount that the company should pay.

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What can be Considered a Workers’ Comp Injury?

There are many misconceptions when it comes to on-the-job injuries. Some people believe that the accident must be work related. For instance, if you are a fork lift operator, and you break your finger while helping a co-worker install a toilet, that is still a job-related injury for purposes of the Montana Workers Compensation Act!

Another misconception that occurs is that the claimant must be without fault in order to file a claim. You saw that exposed wire sticking out of the wall at work. You knew you shouldn’t touch it but you did. You woke up several hours later in the hospital suffering from an electrocution and a brain injury from your fall. Can you file a claim? You bet you can!

In essence, most injuries that occur while you are at your place of work are workplace injuries and should be covered, without consideration of fault, under the employer’s workers’ compensation insurance. Some common work accidents can include:

  • Vehicle Accidents
  • Slips and Falls
  • Lifting Accidents
  • Electrocutions
  • Accidents with Tools
  • Toxic Exposures
  • Explosions
  • Repetitive Injuries

Whether you work in the oil fields, in construction, or work at a desk in an office setting, you deserve to know that you will be taken care of if an injury at work occurs. Here at Tourtlotte Law Firm, we have the experience you need. Call Matt Tourtlotte today to see how he can help you 406-294-3400.

Injured Workers Are Working Against a Stacked Deck.

Unfortunately, the injured worker is required to establish that his/her work injury caused the injury in question. Workers compensation insurers have hundreds of experienced adjusters working in Montana, whose main job is to limit the amount of money paid on a claim. Moreover, almost every workers’ compensation insurer in the state has a panel of attorneys who assist the company in denying or limiting benefits paid on Montana workers compensation claims.

Finally, Montana Law Makers have created a workers’ compensation system that favors insurance companies over injured workers by denying injured workers full compensation for their injuries, limiting the number of months a claim can remain open, allowing the insurance company to choose the injured worker’s doctor, and forcing injured workers to be subjected to unfair “independent” medical examinations that are truly designed to assist the insurance company in denying or limiting their financial exposure on claims. When you or a loved one is injured at work, the deck is already stacked against you. From the time the insurance company receives the first notice of the claim, the adjuster is looking at whether or not the claim can be denied. Montana Law Makers have unfairly allowed the insurance companies unreasonable periods of time to “investigate” workers’ compensation claims allowing them to “investigate” while you suffer.

Keep in mind that if the insurance company is delaying the decision to accept or deny your workers’ compensation claim, they are very likely engaged in the process of finding a reason to deny the claim. If the insurance company has delayed acceptance of your claim, you need to call an experienced workers compensation attorney today.

You Filed Your Claim, Now What?

If you survive the initial battle to have your claim covered, the insurance company still has the upper hand. Under the Montana Workers Compensation Act, the injured worker is immediately subjected to financial hardship because Montanan Workers Compensation laws, written for the benefit of big corporations and insurance companies, only require that the injured worker be paid 66.6% of his or her average weekly wage, but only to the maximum weekly benefit allowed under Montana law which is less than $800.00 per week.

When your claim is accepted by the insurance company, benefits must be paid regularly and on time. Appropriate medical treatment must be authorized and scheduled. Finally, you deserve to be treated with dignity and respect. If you believe any of your rights are being violated, you should call Matt today, 406-294-3400.

It is important for you, the injured worker, to understand exactly what benefits you are entitled to as an injured worker in the state of Montana. Despite the insurance company’s and the Montana State Legislature’s best efforts, having an experienced attorney on your side can make all the difference in today’s worker’s compensation climate. If you or a loved one has been injured at work, call Matt Tourtlotte today. Tourtlotte Law Firm has helped many injured workers obtain the coverage and benefits they deserve.

Matt Tourtlotte

Accident Attorney in Billings, Montana

Matt Tourtlotte and Tourtlotte Law Firm strive to help people who are injured in accidents. Matt understands insurance coverage. He understands how insurance companies value and defend auto, truck, and motorcycle claims. Matt will stand up to the insurance company for you. He will fight for your rights and the compensation you deserve.

The Tourtlotte Law Firm has successfully represented clients in serious accident claims across the state of Montana. Matt has fought for his clients in the State and Federal Courts of our state and he has achieved results that far exceed his client’s expectations.

If you have been in a car accident, a semi-truck accident, a motorcycle accident, get in touch with the best accident attorney in Billings.

406-294-3400Contact Matt Online

Other Practice Areas

Automobile Accident

Most settlements offered by the insurance company are not enough to compensate you.

Workers’ Compensation

If you’re injured on the job, you shouldn’t have to worry if you will be able to make your next house payment.

Construction Accidents

Montana is ranked in the top five, among all the states, for construction accident injuries and deaths.

Personal Injury/ Wrongful Death

One of our rights is to live life without fear of death or injury from another. We hold the offending party accountable when your rights are violated.

Insurance Bad Faith

The insurance company has to follow guidelines. When they don’t, you have the right to push back legally.

Faulty Construction

You put trust in your contractor to do the job correctly. When they fail, you shouldn’t be liable.

Elder Abuse/ Facility Negligence

As our population ages, they enter nursing facilities. What happens when your loved one isn’t treated fairly?

Other Areas

If your rights have been violated, get in touch to see how we can help you get justice!

Schedule Your Free Consultation with Matt Tourtlotte